Meet Our Mortgage Loan officer Mitch Guy

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Mitch Guy

Mortgage Loan officer

(12 Reviews)

NMLS #1730633

Licensed in: NC, SC, VA

Exceptional Client Focus

Mitch is deeply invested in his clients’ success, always placing their needs at the forefront of the mortgage process. His thoughtful approach, clear communication, and commitment to providing personalized service help build lasting trust and strong relationships.

Dependable Problem Solver

No matter the challenge, Mitch remains calm, proactive, and solutions-driven. His ability to anticipate and navigate obstacles ensures a smooth financing experience, setting him apart as a reliable guide through the ever-changing mortgage landscape.

About Mitch

Get To Know Me

Reliable. Honest. Supportive.

Efficiency and On-Time Closings

Mitch is a proud husband and father who values quality time and connection with his loved ones. These family values directly influence how he supports his clients—approaching each relationship with sincerity, care, and a strong sense of responsibility. He treats each client’s home purchase like his own family’s, creating a mortgage experience grounded in trust and compassion.

Mitch Guy is recognized across the North Carolina, South Carolina, Virginia, Tennessee market as a leading professional in mortgage financing. With a deep understanding of the current lending guidelines, he leverages Southern Trust’s tools and processes to minimize the time between application and closing. First-time homebuyers and experienced investors alike turn to Mitch Guy for a fast and reliable homebuying process. He doesn’t just promise a positive lending experience; he delivers a hassle-free path to the closing table, ensuring clients can compete with others offers and move into their new home without stress.

The Creative Problem Solver

Throughout his career, Mitch has built a strong reputation as a Loan Officer who delivers not only results but also respect, honesty, and transparency. His long-term vision centers on leaving a legacy of ethical service and dependable guidance, which is why clients continue to return and refer others. Mitch is known for being the kind of professional you can count on year after year.

Where other lenders see roadblocks, Mitch Guy sees opportunity. Specializing in a variety of loan programs, he is the go-to resource for buyers whether they are purchasing their first home or expanding their real estate portfolio. Utilizing all the resources that Southern Trust has available, Mitch Guy is able to personalize the mortgage process to fit each buyer’s unique financial situation and confidently guide each buyer from contract to closing.

Precision Lending for a Flawless Closing

Mitch has a deep understanding of loan products, including VA, FHA, USDA, and conventional financing. His expertise allows him to craft tailored solutions for first-time buyers, growing families, and investors alike. With multi-state licensing and broad program knowledge, Mitch helps clients make informed choices in any real estate scenario—always with clarity, accuracy, and care.

In mortgage lending, the smallest detail can delay a closing. Mitch Guy brings precision and detail-oriented execution to every step of the process. Known for meticulous file preparation and systematic review, he ensures all documentation is accurate and complete. This flawless execution minimizes conditions, prevents last-minute surprises, and delivers the predictability that clients and real estate agents demand. With Mitch Guy and Southern Trust, you can expect a positive mortgage experience from application to funding.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

Grey colored quote-up icon in a minimalist stylish design.
Working with Mitch was great! Efficient, knowledgeable and always responsive!

Read more

K

Kimberly DeCastro

Grey colored quote-up icon in a minimalist stylish design.
Awesome experience with Mitch and his team! Top notch service throughout! Highly recommend for all your mortgage needs!

Read more

M

Matthew Epler

Grey colored quote-up icon in a minimalist stylish design.
Mitch and his team at Southern Trust Mortgage just finished up my 2nd loan with them. Mitch is efficient, organized, and quick to respond to any concerns. I could not ask for a better team to help me with the finance side of buying my house. Mitch has my full, 5-star recommendation!

Read more

J

Josh Rickard

Grey colored quote-up icon in a minimalist stylish design.
I’ve been working with Mitch Guy at Southern Trust for over 6 years now, and he continues to be my go-to loan officer for all my clients. He’s knowledgeable, responsive, and truly cares about making the process smooth for buyers. Mitch takes the time to explain every step, answers questions thoroughly, and always goes the extra mile to help deals close on time. I trust him completely with my clients and always know they’re in good hands!

Read more

M

Mark Snow

Grey colored quote-up icon in a minimalist stylish design.
Mitch made the experience quick and efficient. Always there for any questions we had and made the experience enjoyable. Couldn’t recommend him enough!

Read more

R

Rocky Rutherford

Grey colored quote-up icon in a minimalist stylish design.
Mitch made everything super easy and laid everything out perfectly for us as first time home buyers!

Read more

N

Nate Townsend

Grey colored quote-up icon in a minimalist stylish design.
Mitch was absolutely amazing. He made the home buying process so smooth and stress-free. As a first time homebuyer, I would definitely recommend using Mitch as your lender and he even showed up to closing with us to ask any unanswered questions we didn’t think of! Absolutely amazing 🤩

Read more

M

Madison Essman

Grey colored quote-up icon in a minimalist stylish design.
Mitch worked tirelessly to ensure that we closed on time. He picked up the phone and answered my questions late at night and early in the morning. I would recommend him and southern trust to anyone I know. If you need a mortgage loan be sure to call and ask for Mitch.

Read more

R

Rusty Shakleford

Grey colored quote-up icon in a minimalist stylish design.
Mitch was great during the entire home loan process. He made a complicated and stressful event much easier.

Read more

D

Dina Pickett

Grey colored quote-up icon in a minimalist stylish design.
As a first time home owner Mitch Guy made it really easy to understand the process and steps of buying a home. Him and his team communicated well with us and kept us on track to close on time. Very respectful and helpful

Read more

B

Brian

Mitch Guy

NMLS #1730633

Mortgage Loan officer

Chat with Mitch Guy

How would you like to communicate? *

What Determines Your Credit Score?

Get Started

From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.