Our Story
At Southern Trust Mortgage, a mortgage isn’t just a transaction — your home is personal, and we get it.easy-to-follow way.
Southern Trust Mortgage provides a straightforward lending process built on organized steps, steady direction, and practical solutions, helping you move through each stage of home financing in a predictable and easy-to-follow way.
Our People
Our team brings together specialized expertise, practical insight, and a shared commitment to quality work. We collaborate closely to deliver reliable solutions that meet real-world needs.
Founder | Executive Chairman
President
Chief Financial Officer | Corporate Executive
Chief Operating Officer | Risk Management
Chief Development Officer
Chief Accounting Officer and Controller
Chief Administrative and Compliance Officer
Where We Work
Southern Trust Mortgage serves clients across Delaware, the District of Columbia, Florida, Georgia, Maryland, New Jersey, North Carolina, Pennsylvania, South Carolina, West Virginia, and Virginia with localized lending support.
Delaware
District of Columbia
Florida
Georgia
Maryland
New Jersey
North Carolina
Pennsylvania
South Carolina
West Virginia
Virginia
What Sets Us Apart
Grow, Give Back, & Live Fully
Our culture is built on strong connections, shared goals, and a genuine commitment to giving back to the communities we serve.
Testimonials
Why Loan Officers Choose Team Trust
Loan officers explain what sets Southern Trust Mortgage apart, from hands-on support to practical tools and a team structure built to help them grow and serve clients better.
At Southern Trust Mortgage, Loan Officers have access to every product and program they need—but what truly sets them apart is the people.
The support I receive from Southern Trust has been a cornerstone of my success as a Loan Officer. The strong leadership is unmatched, along with an operations staff that delivers exceptional service resulting in smooth and timely closings. Together, their commitment to excellence allows me to focus on building relationships with clients and growing my business, knowing I have a reliable and dedicated team behind me.
Mortgage Loan Officer
I love working at STM! I’ve been with the company for over 20 years, and there are so many reasons why STM is a great place to work. No one can touch our Condo Department, our nationally recognized Credit Expert,and our Priority Approval process,and the free coaching by one of the best in the business . The management and operations teams are top notch and have a get it done attitude. The management genuinely listen to their employees and care about our well-being.
Mortgage Loan Officer
At Southern Trust Mortgage, Loan Officers have access to every product and program they need—but what truly sets them apart is the people. You can call the Owner, President, CFO, Head of Capital Markets, Ops, or Underwriting, and they answer. Our processes are built for success—self-employed borrowers get expert income analysis within a day, loan receive priority approval in one day, and tough scenarios are handled by a dedicated underwriting help desk. Credit challenges? Our specialist provides guidance within an hour. And with a top-tier marketing team supporting everything from websites to social media, STM gives Loan Officers the tools, technology, and people to succeed.
Branch Manager
Our Process
We break the lending process into focused stages, offering steady direction and a clear outline that helps you move through your financing tasks in an organized, manageable way.
Begin by sharing basic details about your goals and timeline. This early stage sets the foundation for your loan path and helps us outline what you need to move forward without delays or unnecessary steps.
We present loan paths that fit your financial requirements and timeframe. You receive a clear breakdown of rates, terms, and next steps, allowing you to move ahead with a choice that suits your situation.
Gather and submit the required documents for verification. We guide you through each item so nothing is missed, keeping your progress steady and preventing avoidable setbacks during the approval phase.
Once everything is approved, you review final terms, confirm details, and prepare for closing. This last stage brings your loan to completion and moves you toward receiving the keys to your new home.
Recent Blogs
Stay informed with fresh insights, helpful guides, and expert tips designed to support your homeownership and mortgage journey.
Her family-first mindset shapes her professional work ethic, treating every client like a part of her extended family. By prioritizing strong relationships, care
Her family-first mindset shapes her professional work ethic, treating every client like a part of her extended family. By prioritizing strong relationships, care
Her family-first mindset shapes her professional work ethic, treating every client like a part of her extended family. By prioritizing strong relationships, care
Start Today
Begin your loan journey with a process built around direct steps and steady direction that support smooth progress from your first form to closing day.
