Meet Our Mortgage Loan officer Tate Felts
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Market-Savvy Problem Solver
Tate stands out for his ability to find creative, effective financing solutions in fast-moving or complex real estate markets. His deep knowledge, fast underwriting turnaround, and proactive communication allow him to resolve issues quickly and close deals with confidence.
Exceptional Client Support
Tate’s partnership with his assistant Tracy enables him to provide a smooth, responsive, and highly supportive experience. From initial consultation to closing, he keeps clients informed and reassured—ensuring they feel prioritized, heard, and well taken care of throughout.
About TATE
Get To Know Me
Resourceful. Transparent. Dependable.
Efficiency and On-Time Closings
For Tate, the Outer Banks isn’t just where he works—it’s home. He and his wife Diane are raising their children, Dagan and Joslyn, to appreciate the tight-knit community and coastal beauty of OBX. Whether coaching youth sports or fishing with his son, Tate lives with purpose and balance—values that shine through in how he supports the families he serves.
Tate Felts is recognized across the North Carolina, Virginia market as a leading professional in mortgage financing. With a deep understanding of the current lending guidelines, he leverages Southern Trust’s tools and processes to minimize the time between application and closing. First-time homebuyers and experienced investors alike turn to Tate Felts for a fast and reliable homebuying process. He doesn’t just promise a positive lending experience; he delivers a hassle-free path to the closing table, ensuring clients can compete with others offers and move into their new home without stress.
The Creative Problem Solver
Tate has built a reputation as the Loan Officer who delivers—especially when timelines are tight or transactions are tricky. His referral partners and repeat clients trust him to bring clarity, speed, and integrity to every deal. Known for saving transactions others couldn’t, Tate’s legacy is rooted in follow-through, perseverance, and a rock-solid work ethic.
Where other lenders see roadblocks, Tate Felts sees opportunity. Specializing in a variety of loan programs, he is the go-to resource for buyers whether they are purchasing their first home or expanding their real estate portfolio. Utilizing all the resources that Southern Trust has available, Tate Felts is able to personalize the mortgage process to fit each buyer’s unique financial situation and confidently guide each buyer from contract to closing.
Precision Lending for a Flawless Closing
Few understand the Outer Banks market like Tate. From 4x4-access homes in Carova to construction loans in Hatteras, he’s uniquely equipped to guide buyers through the nuances of coastal lending. His expertise in second homes, investment properties, and the OBX landscape gives clients a strong advantage in this distinctive East Coast market.
In mortgage lending, the smallest detail can delay a closing. Tate Felts brings precision and detail-oriented execution to every step of the process. Known for meticulous file preparation and systematic review, he ensures all documentation is accurate and complete. This flawless execution minimizes conditions, prevents last-minute surprises, and delivers the predictability that clients and real estate agents demand. With Tate Felts and Southern Trust, you can expect a positive mortgage experience from application to funding.
Resources
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When buying a home, there are many documents you'll need to provide to your Loan officer.
What Makes Us Stand Out
With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.
Testimonials
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.