Meet Our Mortgage Loan officer Kylie Raffi
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Always Accessible & Reliable
Kylie is known for her unmatched availability and responsiveness. Whether it’s a quick question or an urgent update, clients trust that Kylie is just a call or message away—bringing reassurance, clarity, and peace of mind at every step of the loan process.
Expertise with a Human Touch
With a diverse background in technical roles across the mortgage industry, she offers both precision and empathy. She uses her industry insight to craft tailored solutions while maintaining a friendly, client-focused approach that makes even complex transactions feel simple & smooth.
Quality You Can Trust
Kylie finds her greatest joy in the bonds she builds—at home and at work. Her family values inspire the level of care and attentiveness she gives to clients. Each transaction reflects her belief that strong relationships are the foundation of both personal and professional fulfillment.
In the ever-changing landscape of home financing, Kylie Raffi stands out for quality and integrity you can trust. As a dedicated mortgage professional, she has earned a reputation built on transparency and reliability. Kylie Raffi is committed to providing clients with a smooth mortgage experience. Past clients and industry professionals’ credit Kylie Raffi as the gold standard for how the mortgage process should happen. When homebuyers choose Kylie Raffi, they are choosing a partner committed to the highest level of service.
Lender for Life
Kylie is building a reputation not just on successful closings, but on how she makes people feel throughout the process. Her legacy lies in being a dependable guide—known for honesty, efficiency, and turning what can be a stressful journey into one that’s empowering and rewarding.
Kylie Raffi is not focused on a single transaction; the goal is to be a Lender for Life, guiding clients through every stage of their homebuying journey, from the first starter home to forever home. This focus on long-term partnership means clients receive proactive advice on when to refinance, how to leverage home equity for renovations, and strategic planning for investment properties. Kylie Raffi‘s consistent communication, annual mortgage reviews, and commitment to personalized service are why the majority of her business comes from happy, returning clients.
Commitment to Communication
From underwriting to loan structuring, Kylie’s experience across technical mortgage functions makes her an expert navigator of the loan process. She anticipates challenges before they arise and tailors every solution to match her client’s needs—ensuring a seamless and confident experience from start to finish.
Kylie Raffi understands that the most stressful part of the buying process is the mortgage. Kylie Raffi makes a personal commitment to clear, consistent communication from day one. As a dedicated Southern Trust lender, Kylie Raffi utilizes an advanced mobile app to provide real-time status updates and secure portal for required documents. Both clients and their real estate agents know exactly where the loan stands and what will happen next. She excels at being a true guide, anticipating client questions and delivering critical information timely, to not cause any closing delays.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
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Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Loan officer.
What Makes Us Stand Out
With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
I had the pleasure of working with Kylie Raffi as my home loan officer, and I couldn’t be more satisfied with the experience. Kylie’s expertise and dedication were evident from the start. She guided me through the process with clear communication and exceptional professionalism. Thanks to her efforts, I secured an outstanding rate that exceeded my expectations. Kylie’s attention to detail and commitment to her clients are truly commendable. I highly recommend her to anyone seeking a knowledgeable and reliable home loan officer. Thank you, Kylie, for making this a smooth and successful journey!
Kylie is hands down THE BEST lender partner to have in your corner!! She’s a no nonsense, doesn’t take no for an answer type of “let’s get it done!” Lender and I’m so grateful for the level of service she provides our clients! She’s a true partner and is innovative and willing to go the extra mile! Im St grateful to have her as a part of my team!! I HIGHLY recommend Kylie for all of your home loan and refi needs! Southern Trust is blessed to have someone like Kylie on their team!
Kylie Raffi will get it done for you and even make it enjoyable in the process! She's been in a variety of technical roles in the mortgage industry so she really knows her stuff, thanks Kylie!
Mortgage Loan officer
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
