Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Clear and Consistent Communication
Marilyn maintains open, proactive communication with her clients throughout every stage of the mortgage process. Her ability to explain complex financial options in a simple, reassuring way helps clients feel confident and informed, even in high-pressure situations.
Reliable Problem Solver
Marilyn is known for her quick thinking and ability to navigate unexpected challenges with professionalism and composure. She always puts her clients first, identifying smart solutions that keep transactions on track and stress to a minimum.
Tech Driven Mortgage Solutions
Marilyn’s commitment to her family deeply influences her approach to work. She values time spent with loved ones, and this foundation of trust and support translates into her professional interactions. Marilyn’s family-centered values allow her to form meaningful connections with clients, offering them the same sense of security and understanding throughout their homeownership journey.
Marilyn Mikan combines the efficiency of cutting-edge mortgage technology with the expertise of personalized service. As a Southern Trust Mortgage lender, she offers a digital application process, allowing clients to securely upload documents, track loan status in real-time, and sign disclosures from anywhere. This tech-driven approach drastically reduces paperwork and speeds up approval times. Marilyn Mikan believes technology should enhance, not replace, human connection, ensuring you always have a dedicated professional available for guidance, support and questions.
Flexible Options
Marilyn has built a solid reputation throughout her career as a service-oriented professional who places clients’ needs at the forefront. Known for her unwavering integrity and transparent guidance, she has established a legacy of earning trust and developing long-term relationships. This commitment to service has made her a reliable resource for clients, ensuring they return to her for all their future mortgage needs.
Your life doesn’t fit in a one-size-fits all mold, and your mortgage shouldn’t either. Marilyn Mikan specializes in providing financial flexibility, offering solutions for low down payments, down payment assistance programs, and various ways to structure your loan to best support your buying goals. She will explore all available Southern Trust products, from specialized first-time buyer options to renovation loans, a custom-fit perfect mortgage solution just for you! Marilyn Mikan‘s mission is to unlock homeownership by offering flexible terms that align with your current and future goals.
Empowerment Through Education
Marilyn brings over 25 years of experience with a wide range of mortgage products, including FHA, VA, USDA, and JUMBO loans. Her ability to customize financing solutions for diverse needs—whether it’s a first-time buyer or a seasoned investor—allows clients to feel confident in their decisions. Marilyn’s comprehensive knowledge ensures she is equipped to navigate any situation in the home financing process.
The mortgage process shouldn’t be confusing, and with Marilyn Mikan, it isn’t. She is a passionate educator committed to breaking down the entire lending journey in an easy to understand way. Marilyn Mikan takes the time to thoroughly explain the differences between APR and interest rate, the ability to secure downpayment assistance or grant programs, and the benefit of choosing a specific loan product. Her goal is to ensure every Southern Trust client is confident and empowered to make the best financial decision for their family. Never hesitate to ask a question, because Marilyn Mikan is here to make you a well-informed borrower.
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We've based our home loan process on empathy for our home buyers and their agents.
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When buying a home, there are many documents you'll need to provide to your Loan officer.
What Makes Us Stand Out
With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
Marilyn Mikan and the Southern Trust Team assisted my wife and I in obtaining are mortgage for our new home. Marilyn was always quick to respond to our emails and her knowledge and guidance through the maze of paper work was greatly appreciated. I highly recommend Marilyn Mikan and her team at Southern Trust Mortgage always professional, courteous, always there to lend a helping hand when we needed it most. Thank You Marilyn!
Marilyn kept us informed every step of the way. If there were any changes she made sure we knew. She made the purchasing process move smoothly and quickly. We would like to Thank you very much on the purchase of our new home.
Marilyn gave us the best experience while going through the process of buying our new home. She’s very responsive and will answer all your questions!
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
