Meet The Wes Flowers Team

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

The Wes Flowers Team

Loan Officer Team

Licensed in: VA, FL, NC

Proactive Communication

Wes stands out for keeping clients informed at every stage of the loan process. His team’s consistent, proactive updates eliminate surprises and reduce stress, building trust and confidence from application to closing.

Speed Without Sacrificing Service

Known for moving swiftly, Wes and his team combine efficiency with genuine care. Their ability to deliver results quickly while maintaining high service standards makes them a trusted choice in a fast moving market.

The Wes Flowers Team

Loan Officer Team

Licensed in: VA, FL, NC

Proactive Communication

Wes stands out for keeping clients informed at every stage of the loan process. His team’s consistent, proactive updates eliminate surprises and reduce stress, building trust and confidence from application to closing.

Speed Without Sacrificing Service

Known for moving swiftly, Wes and his team combine efficiency with genuine care. Their ability to deliver results quickly while maintaining high service standards makes them a trusted choice in a fast moving market.

About Team

Your Home, Our Commitment

In a changing market, having expert guidance is essential.

The Wes Flowers Team at Southern Trust Mortgage offers tailored loan options, including VA, FHA, USDA, Conventional, and JUMBO loans, plus grants for first-time buyers, military, first responders, and teachers.

After you apply, we’ll discuss your options, or you can schedule an appointment online. Have questions? Contact us for personalized advice.

We look forward to working with you!

Team Members

Meet the Team

See how our dedicated mortgage team helped clients achieve their homeownership goals.

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Wes Flowers
Loan Officer
NMLS #205515
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Kylie Raffi
Loan Officer
NMLS #2233835
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Dex Auer
Loan Officer
NMLS #607857
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Alex Sheppard
Loan Officer
NMLS #2069443
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Davis Horbal
Loan Officer
NMLS #2462652

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Southern Trust was amazing to work with and made the process so easy!

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Paige Grindstaff

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Hi, Its amazing to work with you.

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Arpit Saxena

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Had a great experience

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Gaurav Shrivastava

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great experience, Chris Daly is the best loan officer ever!!

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sally holt

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My husband and I would like to thank Mr. Wes Flowers and team for their dedication and persistence in helping us secure a loan. From the beginning they took the time to truly understand our situation and worked tirelessly to find a solution that would make our property purchase possible. Their hard work made something that once seemed impossible become a reality.

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waperry1515

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STM has helped us refinance our home twice now. The process was streamlined and stress free each time. Would recommend them for anyone looking for a local lending expert.

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Evan Pereira

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Very quick turnaround to close.

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Danny Evix

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Friendly, Professional, handled all forms quickly and answered questions exactly.

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Dan Maerzke

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Jake and his team were professional and very timely. We appreciate all of their hard work in helping us secure our new home! We will be sure to recommend in the future to friends and family. Thanks!

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Drew Jones

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It’s always a pleasure working with Southern Trust Mortgage, LLC! Thanks to Mark for a smooth transaction!!

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Susan Davis

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Swift, Standout Service

Wes and the team are AMAZING. They kept me informed of each step and worked with a sense of urgency that no other lender has ever before. I appreciate that they get things done as quickly as possible. Hurry up and wait is not their mantra in the slightest. They work swiftly and efficiently which I appreciate. Meg’s works ethic even exceeds mine which is rare to find. Kudos to the team at Southern Trust Mortgage you have made a lasting impression and others should model what you do. The mortgage world would be a much better place if they did. Thank you from the bottom of my heart. It was a complete pleasure doing business with you and I look forward to the next time.

AS
Anna Steadman
First Time Homebuyer
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Stress-Free Homebuying

I had an amazing purchase experience. Communication was great! I really didn’t have any issues. From start to finish I didn’t have any major stressors. Buying a home can be stressful but I can honestly say my experience was pleasant all around. I move around a lot in the military so moving is always a hassle but this process didn’t add to it. Yes there are a lot of requirements that need to be completed but communication was great and Megan was awesome! I would definitely recommend!

CP
Crystal Purvis
First Time Homebuyer
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Passionate First-Home Support

My fiance and I used Kylie Raffi to buy
our first house! She was super competitive. She is passionate about what she does,
and we will continue to use her personally
for future purchases!

HV
Harley Varga
First Time Homebuyer
Five green colored filled stars on a white background.

The Wes Flowers Team

Loan Officer Team

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Ready to Buy a Home or Refinance?

From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.